Legal
Terms of Use
Last updated June 14, 2026.
Using SpendFlow
You may use SpendFlow for lawful personal finance tracking. You are responsible for the accuracy of information you enter and for protecting your account credentials and device access.
Educational information
Blog articles and app insights are general educational information, not individualized financial, investment, tax, accounting, or legal advice. Decisions based on this information remain your responsibility.
Accounts and subscriptions
Some features may require a verified account or paid plan. Paid access becomes active only after successful payment verification. Features, pricing, and reasonable usage limits may change with notice where required.
Acceptable use
Do not attempt to disrupt the service, gain unauthorized access, misuse payment systems, scrape protected data, or use SpendFlow for unlawful activity.
Availability and liability
We work to keep the service reliable, but uninterrupted availability cannot be guaranteed. To the extent permitted by law, SpendFlow is not liable for indirect losses or financial decisions made using the app or blog.
Contact
Questions about these terms can be sent to our legal and support team: